See Risk Before It Sees You.
Vivid Protection. Clear Peace of Mind
Protecting what matters most — with personal service, reliable advice, and fast support.
Whether you’ve been with us for years or are just exploring your insurance options, we’re here to ensure your risk is covered and your questions are answered — without the wait, the jargon, or the runaround.
We support individuals, families, small businesses, and rural clients across Australia with straightforward advice, tailored cover, and responsive claims support.
What we Offer
We provide flexible insurance solutions for all types of clients — from sole traders to growing businesses, landlords to farmers, and professionals of every kind.
1. Life Insurance
Pays a lump sum benefit to nominated beneficiaries upon the death or terminal illness of the insured. Used to protect family income, repay debts, or support dependents.
2. Total and Permanent Disability (TPD) Insurance
Pays a lump sum if the insured becomes permanently disabled and is unable to work again. Often bundled with life insurance.
3. Income Protection Insurance
Provides regular income replacement (up to 70% of pre-tax earnings) if the insured is temporarily unable to work due to illness or injury.
4. Trauma (Critical Illness) Insurance
Pays a lump sum upon diagnosis of specified serious medical conditions (e.g., cancer, stroke, heart attack).
5. Accidental Death Insurance
A limited form of life insurance that only pays a benefit if death occurs due to a covered accident.
6. Child Trauma Insurance
Pays a benefit if a child is diagnosed with a serious illness, injury, or death (typically added as a rider to a parent’s policy).
Need Help with your Policy?
Our service team is ready to assist — fast, friendly, and local.
You can reach out for:
📄 Mid-term changes or updates
📆 Renewal reminders
💬 General policy questions
🔍 Free cover reviews
Time for a Cover Review?
Let’s make sure your policy still suits your needs.
We offer complimentary reviews to help you:
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Check your sums insured and policy limits
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Compare premiums across insurers
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Access multi-policy or bundled discounts
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Identify any exclusions or underinsurance risks
See Risk Before It Sees You...
Call Toll Free 1300 108 408
Why Our Clients Stay With Us
✅ Local service, no overseas call centres
✅ Real advice from licensed professionals
✅ Honest guidance, no hard-sell
✅ We speak your language — no insurance jargon
✅ Fast response to claims and enquiries
We’re proud to serve a diverse client base across Australia and maintain long-term relationships built on trust, clarity, and consistent service.